CFS Group Articles

How to Set Financial Goals: Steps to Pursuing Financial Well-being

The Purpose of a Financial Plan: 10 Steps to Financial Well-being

401(k) vs. IRA: What Should You Choose?

Mutual Funds vs. Stocks: What’s the Smarter Investment?

Budgeting 101: Strategies for Building a Strong Financial Foundation

Why Long-Term Care Insurance is Essential for Your Financial Security

Located at Chemung Canal Trust Company

1 Chemung Canal Plaza

Elmira, NY 14901

(607) 737-3967

cfsgroupny.com

LPL Financial Form CRS ›

The LPL Financial registered representatives associated with this site may only discuss and/or transact securities business with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.

Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA / SIPC). Insurance products are offered through LPL or its licensed affiliates. Chemung Canal Trust Company and CFS Group, Inc. are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using CFS Group, Inc., and may also be employees of Chemung Canal Trust Company. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Chemung Canal Trust Company or CFS Group, Inc. Securities and insurance offered through LPL or its affiliates are:

Not Insured By FDIC or Any Other Government Agency	Not Bank Guaranteed	Not Bank Deposits or Obligations	May Lose Value

Chemung Canal Trust Company provides referrals to financial professionals of LPL Financial LLC (CFS Group, Inc.) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for advisory services. Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html.